Pre-Existing Conditions and the Health Plan: Who’s Covered?

(AP) – The Republican push to replace the Affordable Care Act was revived this week in Congress by a change to their plan designed to combat concerns over coverage for those with pre-existing health problems.

The change helped get the bill through the House of Representatives in a tight vote Thursday, but experts say it may make little difference in the hunt for affordable coverage for these patients.

The bill proposes setting aside $8 billion over five years to help states cover those who may be subject to higher insurance rates because they’ve had a lapse in coverage.

That’s not enough to guarantee an affordable alternative for those who are now covered because the Affordable Care Act prevents insurers from rejecting people or charging higher rates based on their health, analysts say.

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